Choose the program that's right for you
All of our Checking accounts have Unlimited check writing privileges and No per check charges.
Click on the account type below for current rates and more information.
Tired of paying to have a checking account? Try our most popular plan.
Prime Checking has No monthly maintenance fees and No minimum balance requirement.
To have a Prime Checking account you must also have a Prime Savings account. Prime Savings can be free of monthly maintenance fees as well with certain conditions.
Classic Checking is perfect for those who want a low cost checking account with no savings account requirement. And Classic Checking can have no monthly maintenance fees with minimum balance or direct
deposit.
Interest Earning Premium Checking account. For those who want more out of their checking account than just checks.
Our NEW Non-Interest earning Checking with added benefits. Platinum Checking has No monthly maintenance fees and No minimum balance requirement.
- FREE VISA Debit Card++
- FREE 24/7 - Home Banking & Bill Pay
- FREE 24/7 - Telephone Banking
- FREE E-Statements
- FREE Checks for Life+++
- FREE ID Theft Service
+ The Platinum Checking account requires members to sign up for: direct
deposit or Payroll Deduction, No-Bounce Check Protection and E-Statements.
++ Only if qualifications are met.
+++ Maximum two boxes of checks per order. Standard 1st Valley CU logo checks only.
Interest Earning checking especially for members
55 and over. Heritage Checking has special Bonus features:
- FREE checks with qualified direct
deposit
- FREE Money Orders
- FREE American Express Traveler's Cheques
- Age 17 - 22
- FREE with No Minimum Balance Reqirement
- FREE checks*
- No Minimum Withdrawals
- No Service Charge**
*Maximum two boxes of checks per order. Standard 1st Valley CU logo checks only.
**Other charges or penalties may apply
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| Order
your checks on line from one of our check printing
partners |
Clarke American
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| Don't
order checks you can't use. When ordering checks
from a company other than or check printing partners,
Clarke American and Liberty, make sure to avoid ordering
check numbers higher than 8999 otherwise they will
not be processed and paid. Our system reserves
numbers 9000 and higher for special use. Clarke
American and Liberty are aware of this and once you
reach 8999 will restart the numbering sequence at
1001 when placing your order through them. You can
order from them by calling the credit union or by
clicking on either of the links above. |
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Click
Here for information on the InBalance Checking
Account Education Program. |
 Click
Here to get your kicks all year long with Route 66 Rendezvous® checks. |
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PRIME
CHECKING |
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Our most popular checking
plan! |
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Must have a
Prime Savings account to have Prime Checking |
| Minimum balance
to waive monthly fees: |
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NO FEE |
| Monthly fee if
falls below minimum: |
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NO FEE |
| Balance to earn
dividends: |
|
N/A |
| Deposit
required: |
|
$50.00 |
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Prime Checking is
free of monthly maintenance fees but may be subject to other
fees and charges. Prime Savings is free of monthly maintenance
fees with a minimum balance of $50. Call for full details. |
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CLASSIC CHECKING |
| Minimum balance
to waive monthly fees: |
|
$500.00 |
| Monthly fee if
falls below minimum: |
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$7.00 or NO FEE with
qualified Direct Deposit |
| Balance to earn
dividends: |
|
N/A |
| Deposit
required: |
|
$50.00 |
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PREMIUM CHECKING |
| Minimum balance
to waive monthly fees: |
|
$1000.00 |
| Monthly fee if
falls below minimum: |
|
$10.00 or $5.00 with
qualified Direct Deposit |
| Balance to earn
dividends: |
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$1,000.00 |
| Deposit
required: |
|
$100.00 |
|
Bonus Features
FREE
first box of
checks
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PLATINUM+ CHECKING |
| Minimum balance
to waive monthly fees: |
|
NO FEE |
| Monthly fee if
falls below minimum: |
|
NO FEE |
| Balance to earn
dividends: |
|
N/A |
| Deposit
required: |
|
N/A |
|
Bonus Features |
| FREE
VISA Debit Card++ |
| FREE
24/7 - Home Banking & Bill Pay |
| FREE
24/7 - Telephone Banking |
| FREE
E-Statements |
| FREE
Checks for Life+++ |
| FREE
ID Theft Service |
|
+ The Platinum
Checking account requires members to sign up for:
Direct
Deposit or
Payroll Deduction, No-Bounce Check Protection and E-Statements.
++ Only if qualifications are met.
+++ Maximum two boxes of checks per order. Standard 1st
Valley CU logo checks only.
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HERITAGE CHECKING |
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Specially for members
55 and over |
| Minimum balance
to waive monthly fees: |
|
NO FEE |
| Monthly fee if
falls below minimum: |
|
$5.00 or NO FEE with
qualified Direct Deposit |
| Balance to earn
dividends: |
|
$1,000.00 |
| Deposit
required: |
|
$100.00 |
|
Bonus Features |
|
FREE
checks with qualified Direct Deposit |
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FREE
American Express Traveler's Cheques |
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FREE
Money Orders
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DIRECT DEPOSIT |
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A qualified Direct
Deposit is a recurring deposit of $300.00 or more per pay period
from your employer or outside agency or retirement. |
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Automatically deposit your paycheck or retirement check
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Safer than
hand carrying your check
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Reduce or
eliminate monthly savings and checking fees
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It's
FREE
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Overdraft Protection
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No Bounce
Program: For qualified accounts, will pay overdrawn checks for a
fee of $25.00 per item, maximum $125.00 per day.
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Overdraft Protection -
Savings: Will pay overdrawn checks from your Prime Savings
account.
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Overdraft Protection - Loan: Will pay
overdrawn checks from an overdraft loan.
Other
fees and qualifications may apply. Call for details.
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