1st Valley Virtual Branch



Home About 1st Valley Member Services Memberships Accounts

ATM/Debit Cards
1st Valley Credit Union members with qualifying checking accounts have access to over 25,000 surcharge free CO-OP Network ATMs across the US and Canada


Click Here CO-OP logo to find the nearest surcharge free CO-OP ATM.

Or Call: 888-SITE-COOP

VISA Check Cards
Enjoy the convenience and freedom of a VISA Check Card from 1st Valley Credit Union
  • As easy to use as a credit card but with the convenience of a checking account.
  • Use your VISA Check Card as at ATMs to get cash, transfer funds, or check your balance.
  • You can also use it to make purchases debited directly from your 1st Valley Credit Union checking account.



Make The Smart Choice
When making a purchase with your Check Card, choose the Credit option instead of Debit. Here's why...

There are two ways to make a purchase with your card. The first way is as a Debit transaction, or with your PIN number. The second is as a Credit, or Signature transaction. Both ways debit your checking account but the Signature (Credit) purchase costs the credit union and the merchant less than a PIN (Debit) purchase.

Purchases made by using your PIN will incur a $2.00 fee per transaction on your monthly statement.